Market note · · 1 min read

Service charges are the hidden tax on Dubai yields

Gross yield sells the apartment. Service charge, chiller and the sinking fund decide what you actually bank. Here is how to read the number.

By Erisha Investment Desk

Apartment tower in Business Bay, Dubai, at dusk

Why the brochure number is never the real one

A brochure quotes gross yield because it is the largest number available and requires no assumptions.

What comes out before you bank anything

  • Service charge, quoted per square foot and billed quarterly
  • Chiller, which in some towers is separate and in others is not
  • The sinking fund, which is not optional and is not small

If nobody will tell you the service charge in writing, that is the answer.

The number to ask for

Ask for the last two years of actual service-charge invoices, not the developer estimate.

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Tell us the brief. We will tell you what it is really worth.

Budget, use, timing and ownership structure. Two working days for a written response, including the off-market register.